Welcome to the Canadian Website of René Després (the "Site").  By using this Site you have agreed to comply with the terms and conditions of use that are set out below.  You should read these terms and conditions carefully prior to using our Site.

                      This Site is owned and operated by René Després.  By using this Site you agree that any disputes arising from your use of this Site shall be governed exclusively by the laws of the province of Quebec  and the laws of Canada applicable in the province of Quebec.  You agree not to raise conflict of laws principles in an attempt to defeat the application of these laws and you expressly consent to the exclusive forum, jurisdiction, and venue of the courts of Quebec and/or the Federal Court of Canada.

                      Content Disclaimer:

                      The information on this Site is intended to furnish users with general information. In preparing this site, RENÉ DESPRÉS has tried to offer current, correct and clearly expressed information.  However, inadvertent errors can occur and laws, regulations and circumstances can change.  Consequently, the information that you access on, or through, this Site may be neither current, complete, accurate nor reliable.

                      Nothing on this Site constitutes professional advice, whether accounting, tax, legal or otherwise, nor does any information on this Site constitute a comprehensive or complete statement of the issues addressed.  The information on this Site must not be used without professional advice.  You should always consult with RENÉ DESPRÉS or other professional advisors for advice that reflects your particular circumstances.  RENÉ DESPRÉS accepts no responsibility for any loss or damage that results from your reliance on any information contained on this  Site, or accessed through other sites to which this Site may be linked.

                      The information is provided "as is", with no guarantees, representations, or warranties of any kind, express or implied.  To the fullest extent permissible pursuant to applicable law, RENÉ DESPRÉS disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.  RENÉ DESPRÉS does not warrant that this Site, the sites to which this Site may be linked, and any information, or other material downloaded from this Site, or linked sites, will be uninterrupted, error-free, or free of viruses, defects or other harmful components.  You agree that your use of the Site is at your sole risk.

                      Mutual Funds Disclaimer:

Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund investments. Please read the Fund prospectus carefully before investing. Mutual fund investments are not guaranteed, their values change frequently, and their past performance may not be repeated.

Mutual funds are sold exclusively by mutual fund representatives who are licensed by Provincial regulators and registered with Investia Financial Services Inc.  (Investia).   Investia does not provide or distribute any advice or product other than those that are directly related to the sale of mutual funds. Any representative who provides or offers other advice or services must hold the necessary licences and deal with entities (other than Investia) that are duly registered with the competent authorities.

                      Link Disclaimer:

                      Certain links on this Site lead to sites made available by individuals or organizations over whom RENÉ DESPRÉS has no control, including sites sponsored by René Després entities in countries other than Canada. RENÉ DESPRÉS makes no representations or warranties regarding the accuracy or any other aspect of the information located on such sites.  On entering these other sites, you are encouraged to review and understand the terms and conditions governing their use.

                       Links on this Site, particularly those to other René Després sites, may lead you to information on products and services that are not available in Canada.  The existence of a link on the Site is not to be taken as implying that such products and services are, or will be made, available in Canada.  Where the product or service is made available by René Després, we encourage you to consult with RENÉ DESPRÉS to ascertain the manner in which we can best serve your needs.  Where the product or service is made available by a third party, unrelated to René Després, we encourage you to pursue your inquiries directly with the third party.

                      The inclusion of a link to a third-party Website should not be considered to be either an express or an implied endorsement by RENÉ DESPRÉS of any products, services, material or information that may be available to you on, or through, the third-party Website.

                      Copyright Notice:

                      The Site and all content provided on the Site is protected by copyright,  trademark, and other applicable intellectual property and proprietary rights laws. It is owned, controlled, and/or licensed by RENÉ DESPRÉS or its affiliates and related companies, or it is made available to you with the permission of the third-party owner.

                      You may not copy, reproduce, save, distribute or sell any of the content available to you on, or through, this Site without the express written consent of the owner, whether that owner is RENÉ DESPRÉS, an entity related to RENÉ DESPRÉS or an unrelated third party. You understand that content refers to the information and materials available on the Site as well as to the trademarks, logos and names which may accompany the information and materials.  You may download one copy of any of the RENÉ DESPRÉS content into the memory of your personal computer for your personal, non-commercial use only.  You agree that you will respect and maintain all copyright and proprietary notices on downloaded content and you acknowledge and confirm that you have no rights in any content, whether owned by RENÉ DESPRÉS or otherwise, that is downloaded from the Site.

                      Privacy Statement:

                      RENÉ DESPRÉS does not collect any personal information about visitors to the Site, except to the limited extent facilitated by the use of Cookies technology.  Cookies helps us track traffic patterns in the aggregate so that we are better able to understand visitor preferences.  Cookies technology is not used to determine or track the identity of any user on the Site.  If you decide to become a registered user of the Site, you will be asked to provide us with some basic information. Registration is not required for you to use our Site, however we encourage registration so that we may send you periodic email updates about what's new at RENÉ DESPRÉS.  Note that we do not match the information we collect from registered users with the information we obtain through Cookies.  If you have previously registered with RENÉ DESPRÉS but no longer wish to receive email communications from us, email our webmaster with your request.

                      René Després has technological and operational security functions in place to protect personally identifiable information from loss, misuse, alteration or destruction.  Only authorized employees, who have agreed to maintain the confidentiality of such information, have access to the data that you provide to RENÉ DESPRÉS.

                       This Site contains links to other sites, including sites maintained by René Després, which are not governed by this privacy policy.  You understand and agree that RENÉ DESPRÉS cannot ensure or guarantee your privacy when you access other sites through the Site and that any such activity shall be at your own risk.

All rights reserved © 2021 René Després

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